My Late Mom Left Me a Trust Fund, but My Dad Took Money from It for His Stepdaughter — I Finally Retaliated

My mom was my everything, and when cancer took her, she left me memories and a lifeline — a trust fund meant for my future. When my dad greedily started using it for his stepdaughter, it felt like he was erasing Mom’s memory piece by piece. I couldn’t let him take what was left of her or me.

There’s this thing about losing someone you love — you carry the weight of it forever, even if it doesn’t show. I lost my mom to breast cancer when I was ten. One day, she was there, brushing my hair and humming to some old rock song, and the next, she was gone. Just like that.

A grieving young woman mourning before a loved one's grave | Source: Freepik

A grieving young woman mourning before a loved one’s grave | Source: Freepik

I remember our last conversation like it was yesterday. She was sitting on her hospital bed, her fingers weakly running through my hair.

“Promise me something, baby girl,” she whispered.

“Anything, Mom,” I said, trying to hold back my tears.

“Promise me you’ll never let anyone dim your light. You’re so special, Iris. So incredibly special.”

A sad woman sitting on a hospital bed | Source: Pexels

A sad woman sitting on a hospital bed | Source: Pexels

She didn’t leave me with much — just a few photos, the smell of her favorite vanilla perfume lingering on her scarves, and a trust fund she set up for me before she passed.

“This is for Iris,” she’d told my dad and my grandparents. “For her education and her future. Promise me she’ll always have it.”

They promised. My dad promised too. But promises don’t mean much when someone’s not around to hold you to them.

A trust agreement on a table | Source: Midjourney

A trust agreement on a table | Source: Midjourney

My dad remarried two years later. His new wife, Marianne, came with her own baggage: a twelve-year-old daughter named Emily.

I didn’t mind at first. Mom was gone, and I thought maybe this could be a new chapter.

But I quickly learned how things would work in our house: Emily first, Marianne second, Dad somewhere in the mix, and me? Not even in the picture!

An annoyed girl | Source: Pexels

An annoyed girl | Source: Pexels

It started small. Once, our fridge and shower broke at the same time. Dad took money from the trust fund without my permission to fix them.

“I’ll pay it back,” he said like it was no big deal. A week later, he bought Emily a MacBook for her birthday. On mine? A $100 gift card.

It wasn’t the money — it was the message.

Over the years, he kept dipping into the fund for car repairs, home renovations, and things that had nothing to do with me. “It’s just temporary,” he’d always say. But the withdrawals kept piling up, and the “temporary” excuses wore thin.

A frustrated teenage girl | Source: Pexels

A frustrated teenage girl | Source: Pexels

By the time I got to college, I didn’t need the money for tuition because of my scholarship. That didn’t stop him from finding new ways to use it, though. Every time I brought it up, he brushed me off. “Don’t stress, Iris. It’s safe.”

Safe. Right.

“You understand, don’t you, Iris?” That’s what he’d always say when something I needed got pushed aside for Emily. New clothes for her pageant? Sure. My vacation? Maybe next year. It stung, but I swallowed it down.

But the swallowing got harder.

I’ll never forget the day I realized how much of Mom’s trust fund was gone. It was late one night during my final year of college. I’d overheard Emily talking to her friends about how “Daddy” was covering the cost of her new car. My stomach twisted as I thought about the fund.

A delighted woman talking on the phone | Source: Midjourney

A delighted woman talking on the phone | Source: Midjourney

“Can you believe it?” Emily squealed through the thin walls. “A brand new BMW! Daddy said I deserve it for making it to nationals!”

My hands trembled as I sat at my desk, memories of Mom’s words echoing in my head: “This is for Iris. For her future.”

It had been years since I’d seen the account. My dad had told me not to “stress over it.” But now, something felt off, and I decided to check it.

I logged into the account, and my heart sank. The numbers didn’t make sense. Thousands were missing. Pageant fees. A water heater. Emily’s car. Every withdrawal was like a punch in the gut.

A woman using a laptop | Source: Pexels

A woman using a laptop | Source: Pexels

By the time I closed my laptop, my hands were shaking. This wasn’t just money. It was Mom’s legacy. She’d trusted Dad to protect it, and he’d drained it like it was his personal wallet.

I called my grandma the next morning.

“Sweetheart,” she said after I told her everything. “This has gone on long enough. You have to stand up to him.”

“I can’t breathe, Grandma,” I sobbed into the phone. “It feels like he’s erasing Mom piece by piece. Like he’s erasing ME.”

“Oh, my sweet girl,” she whispered. “Your mother would be furious right now. She fought so hard to make sure you’d be taken care of.”

“I know,” I cried, my throat tight. “I trusted when he said he’d put the money back. But he’s only been draining Mom’s hard-earned money.”

A worried older woman talking on the phone | Source: Midjourney

A worried older woman talking on the phone | Source: Midjourney

“Your mother was a fighter,” Grandma added. “And so are you. It’s time to show them that.”

“I will when the right time comes,” I said, my heart heavy as I hung up.

It all came to a head a week later. Graduation was around the corner, and I was finally ready to celebrate after four years of sleepless nights and busted printer deadlines. I called Dad and told him I was graduating on December 20th. I could hear the pause on the other end of the line, long enough for my stomach to drop.

A woman calling her father | Source: Midjourney

A woman calling her father | Source: Midjourney

“Oh, December 20th?” he said finally. “That’s when Emily’s pageant is. We’ve already made plans.”

“You’re missing my graduation for a pageant?”

“Ah, c’mon, Iris. Graduation’s not a big deal. You’ll have more of those. But this pageant? It’s her chance to shine.”

I didn’t even realize I was gripping my phone so hard until my fingers started to hurt. “You’re kidding, right?”

A woman engrossed in a phonecall | Source: Pexels

A woman engrossed in a phonecall | Source: Pexels

I heard Marianne chime in, her tone dripping with condescension from the background. “Don’t be selfish, Iris. Graduations happen all the time. Emily’s pageant is once-in-a-lifetime.”

“Selfish?” I spat. “Dad, this isn’t about being selfish. This is about you choosing Emily over me. Again.”

“That’s not fair —” he protested.

“Not fair? You want to talk about fair? When was the last time you chose me? When was the last time you even saw me?”

A man on a phonecall | Source: Midjourney

A man on a phonecall | Source: Midjourney

“Of course I see you, Iris.”

“No, you DON’T!” The words burst out of me like a dam breaking. “You see Emily. You see her pageants and her dance recitals and her EVERYTHING. But me? I’m just the ghost in the corner. Mom’s leftover that you don’t know what to do with.”

“Iris, that’s enough!”

“No, it’s not enough! It’s never been enough!” I cried, years of hurt pouring out. “Do you know what Mom’s last words to me were? She made me promise not to let anyone dim my light. But you’ve been doing exactly that for years, Dad. Years!”

A furious woman talking on the phone | Source: Pexels

A furious woman talking on the phone | Source: Pexels

He sighed like I was being unreasonable. “We’ll celebrate when we’re back. I promise.”

The word “promise” hit me like a slap. “Your promises don’t mean anything anymore,” I whispered. “They haven’t since Mom died.”

I hung up without saying goodbye. My grandparents, at least, showed up for my graduation. Seeing their proud faces in the crowd made the day feel a little less lonely. They hugged me so tightly afterward, reminding me that someone still cared. I was happy, but I had one last thing to do.

A heartbroken woman | Source: Midjourney

A heartbroken woman | Source: Midjourney

The next day, I walked into Dad’s office with the account statements in hand. My stomach was doing backflips, but I couldn’t let that stop me.

“We need to talk,” I said, shutting the door behind me and dropping the papers on his desk.

Dad looked up from his computer, frowning. “What’s this?”

“The trust fund statement. Mom’s trust fund. The one you’ve been draining for years.”

His face paled, but he tried to play it off. “Iris, come on. Everything I’ve spent was for the family. You’ve never needed it. You had a scholarship.”

“That money wasn’t for the family,” I cut in. “It was for ME. For MY future. And you spent it on Emily. Don’t even try to deny it. The statements don’t lie.”

A stack of documents on a table | Source: Midjourney

A stack of documents on a table | Source: Midjourney

“You don’t understand what it’s like,” he stood up, his voice rising. “Being a father, trying to blend two families —”

“And you don’t understand what it’s like watching your father erase every trace of your mother!” I shot back. “That money was the last thing she could give me, and you treated it like your personal ATM!”

He leaned back in his chair, his jaw tightening. “I did what I had to do.”

“No,” I said, standing my ground. “You did what was convenient for you. And now you’re going to pay it back. Every penny.”

His laugh was bitter. “And if I don’t?”

“Then I’ll sue you.”

A woman crossing her arms and pointing her finger at someone | Source: Pexels

A woman crossing her arms and pointing her finger at someone | Source: Pexels

The room went silent. For the first time in my life, I saw real fear in his eyes.

“You wouldn’t,” he said finally.

“Mom always said I had her backbone,” I replied. “Maybe it’s time you remembered that.”

The fallout was as messy as I expected. My stepmom and stepsister called me, yelling through the phone. “How could you do this, Iris?” Marianne’s voice was shrill like I had personally burned their house down.

“Do what?” I said, gripping my phone tighter. “Stand up for myself? Demand the respect I’ve never gotten from you people?”

An annoyed senior woman | Source: Midjourney

An annoyed senior woman | Source: Midjourney

“Don’t make this about you,” she snapped. “You’re punishing us because we couldn’t be in two places at once. You know how much Emily’s pageant meant to her!”

“And my graduation didn’t mean anything to you,” I fired back. “I’ve had enough, Marianne. I’m done.”

“How dare you? After everything we’ve done for you?”

“Done for me?” I laughed hollowly. “What exactly have you done except try to replace everything about Mom?”

A young woman laughing | Source: Midjourney

A young woman laughing | Source: Midjourney

“I tried to be a mother to you!”

“No,” I snapped. “You tried to erase my mother. There’s a difference.”

She called me a “selfish” brat. But I didn’t back down.

Under the U.S. law, she and Dad had no leg to stand on. My grandparents helped me draft the legal documents, and by the time I handed them over, Dad knew he was out of options.

A month later, the money was back in my account. They’d taken out loans to do it, but that wasn’t my problem. I moved out the next week and settled into my grandparents’ house temporarily. It felt good to be somewhere warm and safe for once.

A woman with a suitcase and bag | Source: Pexels

A woman with a suitcase and bag | Source: Pexels

“You’ve always been stronger than you think, Iris,” Grandma said one night as we sat on the porch. She wrapped her cardigan around my shoulders, and it smelled like Mom’s vanilla perfume.

“I didn’t feel strong,” I admitted, staring at the stars. “I just felt angry.”

“Sometimes, anger is what we need to get moving,” she said with a smile. “Your mother… she knew this might happen, you know. That’s why she made us promise to watch over you.”

“She did?”

“Oh yes. She said, ‘My Iris might bend, but she’ll never break.’ She knew exactly who you were, sweetheart.”

I handed her a check the next day, a portion of the repaid money. She tried to refuse it, but I insisted. “You and Grandpa have done more for me than anyone else ever has. Please. Let me do this.”

A woman holding a check | Source: Midjourney

A woman holding a check | Source: Midjourney

She hugged me so tightly that I thought I might break. “We’re so proud of you. And your mom… oh, she would be over the moon.”

With the rest of the money, I enrolled in grad school and got my own apartment. It wasn’t fancy, but it was mine.

One night, as I unpacked some boxes, I came across an old photo of Mom and me. She was holding me in her lap, her smile soft and warm.

“I did it, Mom,” I whispered, running my fingers over the photo. “I kept my promise. I didn’t let them dim my light.”

A woman holding an old photograph | Source: Midjourney

A woman holding an old photograph | Source: Midjourney

My phone buzzed with a message from Dad. But I didn’t open it.

Instead, I texted Grandma: “I think I’m finally free.”

Her reply was immediate: “You are, sweetheart. You are. Your mother is probably dancing in heaven right now.”

I set the phone aside and smiled, my eyes misty. For the first time in years, I felt like I was finally living for me. Living how Mom had always wanted me to… bright and unafraid.

An emotional young woman | Source: Midjourney

An emotional young woman | Source: Midjourney

This work is inspired by real events and people, but it has been fictionalized for creative purposes. Names, characters, and details have been changed to protect privacy and enhance the narrative. Any resemblance to actual persons, living or dead, or actual events is purely coincidental and not intended by the author.

The author and publisher make no claims to the accuracy of events or the portrayal of characters and are not liable for any misinterpretation. This story is provided “as is,” and any opinions expressed are those of the characters and do not reflect the views of the author or publisher.

Husband Returns from Business Trip and Sees Newborn Baby on Table with Two Notes beside — Story of the Day

A man is accused of being the father of a baby abandoned on his doorstep and it costs him his marriage and his way of life.

Kyle Greenbecker had spent a year working on an oil pipeline in Alaska, but finally, he was on his way home to his beautiful wife. He and Lisa met in high school, and Kyle had never regretted marrying her at nineteen.

Maybe he was old-fashioned, but Kyle was proud that Lisa was the only woman he’d been intimate with in his life. He didn’t need and didn’t want anyone else. It never occurred to him that Lisa would ever doubt him — and with good reason.

For illustration purposes only | Source: Unsplash

For illustration purposes only | Source: Unsplash

When his plane landed, Kyle collected his luggage and walked out with the other passengers, scanning the crowd for Lisa’s beloved face, but she wasn’t there to pick him up.

Probably, Kyle thought, she’d been held up at work with some emergency. He sent her a quick text telling her he was on his way home but got no reply. He hopped into an Uber and in an hour he was walking up to his front door.

The lights were on in the lounge, but Lisa wasn’t there. He made his way to the kitchen and stopped in the doorway, stunned. Resting on top of the kitchen table was a bassinet, and Kyle could see a small arm waving aimlessly.

He took a step closer. There was a bassinet with a baby on his kitchen table! The child was looking back at Kyle with that astonished look babies have, and Kyle stared back just as astonished.

Then he saw a folded paper on the table next to the bassinet. He picked it up and unfolded it. Inside was another sheet of paper with a message in a handwriting he didn’t recognize: “You had your fun, now take responsibility for your child.”

Meanwhile, the note addressed to him in Lisa’s elegant script read:

For illustration purposes only | Source: Unsplash

For illustration purposes only | Source: Unsplash

“Kyle, yesterday I found this child on our doorstep with that note attached. I always suspected you cheated on me during your business trips, but I didn’t hold a grudge on you for that — after all, I had plenty of flings while you were away — but saddling me with someone else’s byblow is too much. I’ve filed for a divorce, and I earnestly hope I will never see you again.

“P.S. And about the baby, don’t worry, I only left when I saw you walk up the drive. Enjoy your life, Kyle, I certainly intend to enjoy mine.”

Kyle sat down and dropped his head in his hands. He couldn’t believe this was happening to him. This child wasn’t his, he’d never cheated on Lisa, ever! A soft cooing sound made him raise his head.

The baby was waving its little hand in the air, so Kyle brought his own hand closer and to his surprise, the child grabbed onto his index finger with incredible strength.

“Well, baby,” Kyle said. “I guess it’s just us two, and I don’t know what to do with you!”

The baby cooed again and gurgled, then screwed up his face in an alarming way and turned bright red. “Oh my God!” cried Kyle. “What’s happening?” A certain smell quickly elucidated him.

For illustration purposes only | Source: Unsplash

For illustration purposes only | Source: Unsplash

Yep, it was diaper time. But was there even a diaper? On the floor next to the table was a large backpack with several snap pockets that he’d never seen before. Kyle found a bewildering array of items inside and the diapers.

He quickly googled diaper change and watched carefully as a woman on YouTube demonstrated on a life-like doll how to change a diaper.

Kyle started following her instructions but things didn’t run that smoothly. The woman’s life-like doll didn’t move its legs, or sink its kicking heels in the stinking and unmentionable contents of the dirty diaper! After wiping the baby clean, Kyle realized it was a girl, and he didn’t know anything about girls!

“I won’t be giving you dating advice,” he told the baby solemnly. “But I can teach you how to ride a bike.”

Kyle realized in that moment that he intended to keep this baby.

For illustration purposes only | Source: Unsplash

For illustration purposes only | Source: Unsplash

He picked up the freshly diapered baby and said, “You need me, and I guess I need you too. So how about it, kid?”

Kyle once again consulted the YouTube baby-guru to prepare the formula and settled the baby in the crook of his arm for her feed.

“You need a name, you know that? How about… Celeste? Do you like that? Or Lily…”

If anyone had told Kyle that he would settle into fatherhood so easily and so smoothly he would never have believed it. Lily had her moments and her tantrums, but somehow things worked out.

Kyle registered Lily as his child and enrolled her in daycare. For him, her birthday was on the day he’d found her. But it was on Lily’s second birthday that Kyle’s world fell apart.

For illustration purposes only | Source: Unsplash

For illustration purposes only | Source: Unsplash

A woman knocked on her door. “I’ve come for my baby,” she said. Kyle just looked at her. She was tall, blonde, and thin, with huge breasts that were obviously a product of a plastic surgeon’s art.

“Your what?” Kyle asked.

A real parent is the one who loves and cherishes the child.

“My baby,” she snapped. “I left her here two years ago? Sorry about that, but I was a bit stoned and my boyfriend lives on the next block over and I got confused. You know how it is!”

“Sorry, I don’t know how that is because I’ve never abandoned a child on anyone’s doorstep,” Kyle said coldly. “I’d get a move on if I were you, or I’ll call the police.”

For illustration purposes only | Source: Unsplash

For illustration purposes only | Source: Unsplash

“Now look here,” the woman said sharply. “I figured I made a mistake about a week later when Burt didn’t take my calls, but now I need that baby!”

“You need her?” asked Kyle angrily. “What do you need her for?”

“Burt just got himself a Major League contract,” the woman said. “And that baby’s gone make sure some of those millions land in my bank account!”

Kyle ran the woman off, but he had a feeling he hadn’t seen the last of her. He was right. A week later he was summoned to family court. A Miss Cherish Vegas was contesting his adoption of baby Lily.

For illustration purposes only | Source: Unsplash

For illustration purposes only | Source: Unsplash

Suddenly, Kyle was showered with injunctions, was visited by Social Services at odd hours of the day or night, and his friends and co-workers were being questioned. Cherish really meant to get her hands on those millions!

Finally, the day of the hearing arrived. Kyle nervously handed over Lily to the social worker for the duration of the hearing and walked in. Cherish was there, of course, and a tall man with Lily’s blue eyes was on her side of the court. This could only be the famous Burt!

Cherish cried and sniveled and told the judge how much she loved and missed her baby, and how her wild college days (now long past and deeply regretted) had led her to place her in Kyle’s care.

The judge looked down at the papers in front of her. “By in his care, you mean on his porch, isn’t that right, Miss Vegas?” asked the judge.

For illustration purposes only | Source: Pexels

For illustration purposes only | Source: Pexels

Cherish flushed red. “Well, I’m still her mama! No one can deny that!” she screamed.

The judge looked at Burt. “You sir, you are the father?”

Burt lumbered to his feet and said, “I guess I must be…”

The judge fixed him with a flinty eye. “Are you prepared and able to take on the parental responsibilities for this child?”

Cherish screamed, “You bet he is, judge, he just signed a three million dollar contract to play ball…”

For illustration purposes only | Source: Unsplash

For illustration purposes only | Source: Unsplash

“Oh!” cried the judge. “Finally, the truth is out! Tell me, Miss Vegas, what name did you give your daughter?”

“Name?” asked Cherish, confused. “Why, she’ll have her daddy’s name., since he’ll be paying child support!”

Kyle stood up. “Your honor,” he said. “May I address the court?”

“Yes, Mr. Greenbecker,” said the judge. “Please do.”

For illustration purposes only | Source: Unsplash

For illustration purposes only | Source: Unsplash

“Ma’am, my daughter’s name is Lily, and she does have her father’s name — mine. Since the moment that child came into my life I’ve loved her, and she loves me.”

At that moment, Lily, who had been playing with the social worker’s necklace noticed that Kyle was standing up. “Daddy!” she cried and stretched out her arms.

“Well, ladies and gentlemen, it seems to me that the case has been decided by the principal party,” the judge said. “I hereby overturn all claims of custody of the child Lily Grennbecker and confirm Kyle Greenbecker’s custody and adoption.

That night, Kyle celebrated his victory in court and he and Lily spent the evening catching lightning bugs in the garden. “Stars!” cried Lily. But for Kyle, the brightest star of all was his little girl.

For illustration purposes only | Source: Unsplash

For illustration purposes only | Source: Unsplash

What can we learn from this story?

  • A real parent is one who loves and cherishes the child. Kyle took care of Lily and loved her as if she were his own.
  • A heartless woman will use anyone, even her child, for profit. Cherish didn’t want Lily, she just wanted Burt’s money.

Share this story with your friends. It might brighten their day and inspire them.

If you enjoyed this story, you might like this one about a man who taught his son how to be the best husband in the world.

This account is inspired by our reader’s story and written by a professional writer. Any resemblance to actual names or locations is purely coincidental. All images are for illustration purposes only. Share your story with us; maybe it will change someone’s life.

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